Insurance products are so important but cause so much confusion. How much should you be covered for? Should you load up on life coverage over critical illness? What riders to consider? How should you assess investment-linked products? We provide some life hacks to buying insurance policies.

News:

- The Chinese are coming. And they want to buy your house

- Parent-child personal finance talk is hard: study.

- RM2000 a year savings by avoiding food fads

- US money-market fund shake up

Tip: Take a quick run and save on insurance cost

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Tags:  ringgit and sense,  ringgit and sense