Accessing financing remains one of the toughest challenges for Malaysian businesses, especially when collateral is an issue. That’s where Syarikat Jaminan Pembiayaan Perniagaan (SJPP) steps in, with government-backed guarantees designed to help SMEs and mid-tier companies tap into the funds they’re entitled to.

Datuk Fazlur Rahman Zainuddin, Principal Officer of SJPP, explains what businesses can still access in 2025, how they can actually get it, and whether new schemes might be on the horizon in Budget 2026.