Of the many things that 2020 might have taught us, one thing is for certain, the future, like it or not, is likely to be cashless. Whether you’re paying for your groceries, topping up your phone credit, or subscribing to your favourite streaming platform you probably would have done so from a digital device. It’s quick, convenient, and safe.

But are we spoiled for choice? Are we suffering from the paradox of choice; the dreaded analysis paralysis?