BFM 89.9
The Business Station
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17 mins
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23 mins
Having spent 4 years in prison for armed robbery in a drug deal gone bad when he was just 23 years old, Erik Salzenstein knows firsthand the impact of life behind bars. During his time in prison, Erik underwent a powerful personal transformation under the guidance of a high performance coach (who also happened to be his older brother). Since his release in 2017, Erik has been passionate about sharing his story with others and inspiring them to break free from their own “prison walls”.
Presenter: Freda Liu
Producer: Freda Liu
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Events · May 13 · 4:01AM
ASEAN Gateway To Cross Border Payments
Events · May 13
ASEAN Gateway To Cross Border Payments
ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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