Experian is one of the world's leading agencies for credit reporting and information services. The London-listed company recently invested in RinggitPlus.com's parent company, Jirnexu, adding to its existing exposure to Malaysia via BBazaar.my and RAM Credit Information, along with its services to the domestic financial, insurance and telco sectors.

Dev outlines the overall strategy for Malaysia, set against the broader ASEAN and emerging market context, while also addressing concerns around data security.